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Farar & Lewis LLP is a top rated law firm, with over 40 years of combined experience. Our attorneys have won over $100 million, in combined verdicts and settlements for our clients. You deserve compensation for your pain and suffering, and it's our job to get it for you.

A Practice Dedicated Exclusively To Helping Injury Victims

If you have been injured in an auto accident or another type of accident that you did not cause, it is important that you seek the advice of a qualified California personal injury attorney who knows the law and has the ability to secure the compensation you deserve. At the law firm of Farar & Lewis LLP, we represent Southern California clients through some of the most difficult times of their lives.

We know how overwhelming it can be for injury victims to deal with overzealous insurance adjusters who want to settle their claims for as little as possible. We take the burden of the legal issues off your shoulders and work directly with the insurance company to negotiate a settlement that provides the medical care and financial support necessary to facilitate your recovery. If a fair settlement cannot be negotiated, we will take your case to court.

Our Iron-Clad Commitment To YOU

We are committed to you and your right to no-nonsense legal representation, timely communication and full compensation. We pride ourselves on providing punctual and honest case assessments.

Our team of trial lawyers has over 40 years of combined experience, fighting on behalf of victims all over the state of California. get a free consultation


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The driver of the other car doesn’t have insurance. What do I do?

In all 50 states, drivers are legally obligated to have car insurance. However, some drivers decide that they don’t need it or that they cannot afford it. The hope is that they never get pulled over or get into an accident. If you are in an accident with a driver who doesn’t have insurance, what can you do to get the compensation that you deserve?

Make Sure That the Driver Really Doesn’t Have Insurance

It is possible that the driver does have insurance and just doesn’t know it. For instance, the car the driver was operating may not have been a vehicle that he or she owned. That person may mistakenly believe that he or she isn’t covered, but car insurance policies are designed to cover the vehicle no matter who drives it as long as that person had permission to do so.

Talk to Your Own Insurance Providers

It is possible that your medical insurance policy will cover some or all of the expenses that you incur in the accident. Your renters or homeowners insurance policy may cover any property that is lost or damaged because of the crash. Your own car insurance policy may also cover some of your medical bills or help you to replace lost property. In the event that your insurance company has to pay on a claim, it may spend time and money going after the person who hit you to recoup some or all of the cost.

File a Personal Injury Suit Against the Driver Who Hit You

If there are bills or damages that aren’t covered by insurance, you have the right to go after the driver personally. This may help you get money to pay for lost wages, lost future earnings or other damages that are provided for by law. In some cases, the driver will negotiate in good faith to come up with a payment plan that is reasonable and meets your needs. It may also be possible that he or she has a business or personal liability policy that will pay damages.

In the absence of cash or a payment from an insurance policy, it may be possible to seize assets. The driver’s car, home or bank account may be taken over to help satisfy any judgment or negotiated settlement in your case. You may also be able to collect that person’s tax refunds or other money that may come in at a later date. Your attorney can help you learn more about what assets are fair game and which are exempt.

Do Your Best to Settle the Case Amicably

It is in your best interest to settle the case as amicably as possible. This may prevent the driver who hit you from declaring bankruptcy in an effort to protect personal or business assets from being taken and liquidated. Furthermore, it may be easier to settle a case without the need to spend money on an attorney if your injuries or damage to property is minor.

However, if you feel as if the other party in the case is not responsive to your needs, do not hesitate to get an attorney who can help with the negotiation process. Your attorney may be able to get the other person to see that he or she was liable and that paying damages is the right thing to do as well as the legal thing to do.

What Happens If There are Costs That Aren’t Covered?

It is possible that there will be costs that aren’t covered in your case because the other person doesn’t have enough money or assets to cover them. Unfortunately, you will likely be liable for those costs. However, your medical provider will likely allow you to pay over time or even waive some of the cost. Attorney fees are usually only charged if you win your case, and legal fees are only paid as money comes in, which means you generally aren’t responsible for paying your attorney unless you get paid.

If you are in a car accident with someone who doesn’t have coverage, you aren’t necessarily left without recourse to recover damages. Instead, you should consult with an attorney who can help you understand your rights and come up with a way to pursue whatever compensation may be available from the liable party.

Need legal help? Our Los Angeles car accident attorneys and Los Angeles personal injury attorneys are available to help whenever, and wherever, you need it.

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