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Farar & Lewis LLP is a top rated law firm, with over 40 years of combined experience. Our attorneys have won over $100 million, in combined verdicts and settlements for our clients. You deserve compensation for your pain and suffering, and it's our job to get it for you.

A Practice Dedicated Exclusively To Helping Injury Victims

If you have been injured in an auto accident or another type of accident that you did not cause, it is important that you seek the advice of a qualified California personal injury attorney who knows the law and has the ability to secure the compensation you deserve. At the law firm of Farar & Lewis LLP, we represent Southern California clients through some of the most difficult times of their lives.

We know how overwhelming it can be for injury victims to deal with overzealous insurance adjusters who want to settle their claims for as little as possible. We take the burden of the legal issues off your shoulders and work directly with the insurance company to negotiate a settlement that provides the medical care and financial support necessary to facilitate your recovery. If a fair settlement cannot be negotiated, we will take your case to court.

Our Iron-Clad Commitment To YOU

We are committed to you and your right to no-nonsense legal representation, timely communication and full compensation. We pride ourselves on providing punctual and honest case assessments.

Our team of trial lawyers has over 40 years of combined experience, fighting on behalf of victims all over the state of California. get a free consultation


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The Benefits of Hard Money Loans for Real Estate Investors

If you are a real estate investor and want to buy another investment property, you are likely searching for the best funding options. You have gone to banks and other financial institutions without much luck and are wondering if you should give up on your goals.

The good news is that you can use hard money loans when standard banks don’t meet your needs. When you opt for this path, the lender will use the property you buy to secure the loan. Many people are thrilled when they discover the benefits of using hard money loans to purchase property, and you will see why after reading this guide.

No Credit Check

For many real estate investors, a poor credit score is the biggest thing holding them back from making their move. The last investment they made might not have worked out the way they wanted, or they might have made poor financial decisions in the past. This problem can get in your way whether you are new to real estate investing or are a seasoned expert. If your credit score is harming your progress and you want to do something about it, get a hard money loan.

Your lender won’t even check your credit score because the lender can seize your property if you fail to make your payments as agreed. Finding a lender who is willing to work with you should not be hard as long as the property at which you are looking has profit potential.

Fast Approvals

You don’t want to wait too long when you need a loan to secure an attractive rental property. Not taking fast action can cause you to miss the deal and let someone else take it from you, and you don’t want to fall into that trap. You won’t need to wait long for your funds when you use the proper approach and locate a lender who meets your needs.

In most situations, San Diego hard money lenders are much faster when it comes to approving loans because they understand the importance of not wasting time. Having the right to claim the property if you don’t pay also gives these lenders peace of mind.

Add Repairs to Your Loan

Most investment properties offer much better returns when you make repairs and renovations. While nobody wants to move into a worn down home with tons of maintenance issues, people jump at the chance to purchase a home in good shape. Repairing a property so that it’s attractive to prospective buyers is not always cheap.

Although repairs and renovations can get pricy, they offer impressive returns on your investment. You can include the cost of repairs in your hard money loan if you can show how they will improve the value of the property.

Final Thoughts

Hard money loans are the solution for which you have been looking when your goal is to get a fast approval without a credit check. The ability to add repair costs to the loan is another benefit that can make your life much easier.

You will then take action so that you can flip your investment and make a profit in no time, and the results will prove you have done the right thing for your bottom line. No matter your budget or current situation, you can use a hard money loan to reach your desired outcome.

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