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Farar & Lewis LLP is a top rated law firm, with over 40 years of combined experience. Our attorneys have won over $100 million, in combined verdicts and settlements for our clients. You deserve compensation for your pain and suffering, and it's our job to get it for you.

A Practice Dedicated Exclusively To Helping Injury Victims

If you have been injured in an auto accident or another type of accident that you did not cause, it is important that you seek the advice of a qualified California personal injury attorney who knows the law and has the ability to secure the compensation you deserve. At the law firm of Farar & Lewis LLP, we represent Southern California clients through some of the most difficult times of their lives.

We know how overwhelming it can be for injury victims to deal with overzealous insurance adjusters who want to settle their claims for as little as possible. We take the burden of the legal issues off your shoulders and work directly with the insurance company to negotiate a settlement that provides the medical care and financial support necessary to facilitate your recovery. If a fair settlement cannot be negotiated, we will take your case to court.

Our Iron-Clad Commitment To YOU

We are committed to you and your right to no-nonsense legal representation, timely communication and full compensation. We pride ourselves on providing punctual and honest case assessments.

Our team of trial lawyers has over 40 years of combined experience, fighting on behalf of victims all over the state of California. get a free consultation

RECENT CASE RESULTS

Motorcyclist Suffers From Automobile Accident
600,000.00
SETTLEMENT
Premises Liability/Trip and Fall
300,000
SETTLEMENT
Premises Liability/Trip and Fall
1,300,000.00
SETTLEMENT
Auto vs. Auto
500,000
SETTLEMENT
Pedestrian suffers from automobile accident
240,000.00
SETTLEMENT
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WHAT TYPES OF INSURANCE CAN BE PERTINENT IN A PERSONAL INJURY CASE?

When someone suffers injuries due to the negligence or intentional wrongful actions of someone else, they have the right to file a personal injury claim against the at-fault party’s insurance company to recover financial compensation. Depending on the nature of the accident, many types of insurance may be involved, however. This is because personal injury law encompasses many types of accidents, including slip and fall accidents on another’s property, car accidents, negligent security, and dog bites.

Regardless of the type of insurance involved, experienced personal injury lawyers can help you protect your rights and negotiate for the compensation you deserve.

Auto Insurance
Most personal injury cases involve traffic accidents, which are also the leading cause of accidental death in New York. Depending on the circumstances of the accident, there are several types of auto insurance coverage that can be used in a claim:

  • Property damage liability, which pays for property damage to someone else’s property when the policyholder is responsible.
  • Bodily injury liability, which pays for medical expenses when someone’s injuries are caused by the policyholder.
  • Uninsured Motorist (UM) coverage, which pays for damages if the at-fault driver had no insurance or in a hit-and-run accident.
  • Underinsured Motorist (UIM) coverage, which pays for damages if the at-fault driver had insufficient coverage to fully compensate the victim.

Homeowners Insurance
If your accident occurred on someone else’s property and the property owner was liable, their homeowner’s insurance may cover damages. Homeowners insurance offers liability coverage to homeowners. Here are a few examples of cases in which homeowners insurance may be involved:

  • Someone who is attacked by a dog
  • Someone getting hurt at a pool party
  • Someone falling down a stairwell or getting hurt on a hazard
  • A child getting hurt in someone else’s yard

Commercial Liability Insurance
If you were injured on commercial property, such as a retail store or parking lot, the business’s commercial liability insurance will likely be involved. These cases are called premises liability and they may include, for example:

  • Assault due to negligent security
  • Injuries from fire or smoke
  • Injuries caused by falling merchandise
  • Slip and fall injuries in a parking lot or store
  • Injuries caused by defects in the property, such as crumbling stairs or a malfunctioning elevator

Umbrella Insurance
Sometimes victims can also claim compensation through the at-fault party’s umbrella insurance. Umbrella insurance offers additional liability protection over the policyholder’s existing homeowner’s and auto insurance, both of which usually have limits that are too low to fully compensate an accident victim with serious injuries.

If the at-fault party has umbrella insurance, it can be used in a number of types of claims, including dog bites, car accidents, swimming pool accidents, trampoline accidents, and more.

How a Personal Injury Attorney Helps
Your personal injury case can go much more smoothly and you will have a higher chance of recovering compensation if the at-fault party has insurance. Still, this does not mean your case will be without complications. Issues with insurance can complicate your case in many ways, including when there is more than one insurance company involved, when what the insurance policy covers is unclear, and when liability can be disputed.

Insurance companies of all types are also notorious for offering lowball settlements to accident victims. Insurers employ a team of attorneys and adjusters who work to minimize payouts as much as possible. When you hire a personal injury attorney, you will have representation during negotiations with a lawyer who will work in your best interests to secure you maximum compensation for your injuries. personal injury lawyers will also investigate your accident to determine liability and which insurance policies may be available to file you claim.

Top Rated Personal
Injury Lawyers

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