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What can I do if the driver doesn’t have insurance?

October 31, 2016

Eventually, two vehicles will collide in a minor or major accident. If you are one of the unfortunate drivers, you may find some comfort in knowing that you have car insurance coverage. This reassures you that if there are injuries or property damage, the insurance will help to pay the expenses. However, in some cases,…

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What happens if a doctor says I’ll never fully recover from my car accident?

October 31, 2016

When a doctor informs you that you may never fully recover from a car accident you were in, it is important to take his or her advice into consideration while you gather all the facts you can about your situation. Your doctor is a medical professional who is completely qualified to diagnose your physical and…

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What if the Faulty Driver Had No Insurance?

October 31, 2016

Few of us make it to life’s finish line without having been involved in a few car wrecks along the way. It’s a hassle that can become even more of a headache when the driver at fault (here’s to hoping it wasn’t you) either cannot be identified as he or she flees the scene (hit-and-run)…

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Do I need uninsured and underinsured (UIM/UM) coverage?

October 31, 2016

Having adequate auto insurance protection is always important, even for those who think it will strain their personal budget. All states require drivers to have a minimum amount of liability insurance, but most of those states set very low minimum standards that can be exhausted quickly even in a simple accident. And sadly, surveys indicate…

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Should I notify my insurance company of the accident?

October 31, 2016

People carry auto insurance for two reasons. In most states, minimum coverage is required by state law. Then, of course, car accidents can be very costly, and most of us couldn’t afford to cover the cost of car repairs and medical expenses on our own. To complicate matters, some insurance carriers require their customers to…

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