It’s a terrifying thing to be involved in a car accident. Even if you haven’t been physically injured, you’ll have the issue of damage to your car and the loss of a sense of security. When the accident is a chain reaction collision, you can feel even more powerless. It’s in times like these that you need a sense of comfort and security. One of the most comforting and secure things you can have in that kind of a situation is information. If you’re informed about what the law says when it comes to chain reaction collisions, you’ll be able to handle what happens after the crash.
What are the types of chain reaction collisions?
The most common chain reaction collision is one where the front car stops at a light or some other kind of stop and is then rear-ended. Once the second car hits the first, it itself would be rear-ended and the chain might continue from there.
In simple terms, the person who initiated the crash would usually be the one at fault. Say the furthermost driver was talking on his cell phone and then rear-ended the car in front of him which then rear-ended the next car. In this situation, the furthermost car would be held accountable.
Another case is where the middle car claims that another car hit them and sent them forward. This is difficult to prove, as it’s very often a case of one person’s word over another. This can be remedied by having a witness on the scene who saw the whole thing happen.
Yet another example is when the front vehicle is at fault. One of the most common reasons for this is what is called a swoop and squat. This is when a car will suddenly change lanes and then brake, giving the car behind them no chance to avoid a collision. This is also sometimes used by fraudsters who are looking to rake in insurance money.
Another thing to look out for is what is known as the phantom vehicle. This is when the furthermost vehicle causes the chain reaction collision, but they vehemently insist that they themselves were hit from behind and suffered a hit and run. This is a tricky situation, but checking the car for signs of damage usually does the trick. If the damage on the car is old, this kind of claim can easily be shut down.
How do I deal with the claim?
Typically in these situations, everyone who’s involved in the chain reaction collision will swear that it was someone else’s fault. This is not just unproductive and annoying but also frustrating in a legal sense. Insurance companies will tend to not pay out any claims if all of the parties are still stuck in trying to figure out who is ultimately at fault.
The best way around this is to file a lawsuit. This will make these arguments official, and all of the lawyers for each party will be able to come to some sort of agreement, which can then be used to determine who is at fault and which parties are eligible for insurance covering the damages that they suffered.
Do I need a lawyer after a chain reaction collision
The simple answer is yes you do. Even if you were not at fault for the initial collision, it’s still important for you to get some kind of legal counsel. The reason for this is twofold. One: You’ll want to have someone who can fight to get you the damages that you need. Two: Lawyers of the other people involved in the accident could take advantage of you.
Even insurers can be at fault for taking advantage of you. They can claim you as being at fault even if you weren’t, and they can even delay or outright deny your rightful payment.
While this guide isn’t exhaustive, it should get you well on your way to mounting a successful legal case. While you can represent yourself in cases of chain reaction collisions, it’s likely that this will only lead to you being taken advantage of in court.
Instead of all of that drama and mess, you can reach out to a law firm that has experience in cases of chain reaction collisions. This will have to be a law firm that has your best interests at heart and who will fight for you every step of the way. In short, you need the services that our law firm provides. Give us a call today and we’ll be glad to help you out.