The streets and freeways of California are amongst the busiest in the world. Irvine, Ca is located in the heart of Orange County, one of largest business metropolises in all of California. Here, the people love their fast cars and fast lifestyle.
On the road, driving in a hurry can often lead to disaster. Multi-car collisions are commonplace in this area. If you are involved in any kind of accident from a fender bender to a injury crash, you need to be aware of how to proceed to protect yourself and your rights.
<strong>The Law Regarding Liability Insurance</strong>
In the State of California, all motorists are required to carry a minimum of $15,000 for injury/death to one person, $30,000 for injury/death to more than one person, $5,000 for damage to property or a certificate of self insurance. Based on those minimums and the high costs in Southern California, motorists carrying the minimum are likely to exceed those amounts if at fault in an auto accident.
<strong>What Happens If Damage Exceed Coverage?</strong>
If the damages incurred in an auto accident exceed the amount of coverage the at fault driver possesses, the victim will need to file a civil lawsuit in the local Superior Court to recover the remaining damages. If the amount is minor, the defendant may choose to settle out of court to avoid legal costs. However, personal injury accident victims can often sustain significant damages. In that case, the victim should consider contacting Irvine Car Accident Lawyers to handle the filing of the lawsuit.
<strong>Liability Law in California</strong>
When a car crash leads to personal injury, the victim is eligible to recover damages. The process can be very complicated and requires the experience of Irvine Car Accident Lawyers to protect the victim’s rights. The plaintiff must first prove fault. This is usually done with police accident reports and eyewitness accounts. Once liability has been established, the judge must decide on proper compensation. He will likely consider the negligence of the defendant and the extent of the injuries suffered. He can compensate the victim for many things including property damage to the car and contents, medicals expenses, loss wages and punitive damages for pain and suffering.
Even minor court proceedings can involve a complicated process. Most laymen don’t have enough knowledge of the law or court proceedings to be able to effectively protect themselves and their rights. If you have been involved in a personal injury accident, the first call you make should be to Irvine Car Accident Lawyers. They will be there to assure you get your day in court and proper compensation.