If you’ve been involved in a car accident, you might think that you can handle the issues without an attorney. In some cases, you probably can, especially if there were no injuries involved, or your only sustained minor damage. However, for more serious car accidents, you’re going to need an attorney on your side. If you’re not sure why, here are five important reasons why you need to hire an attorney.
There Were Injuries Involved
If there were injuries involved in the car accident, you’re going to need legal representation, especially if the injuries were life-threatening, or will result in a loss of income. Auto insurance only covers so much. If the cost of treatment for those injuries will go above the limits provided for on the insurance policy, you’ll need an attorney to find other avenues for compensation, such as going after the responsible parties home insurance. Most home insurance policies provide for personal liability claims. A personal injury lawyer will know how to proceed with this type of claim.
You’re Getting Nowhere With the Insurance Company
Insurance companies are not in the business to help accident victims, especially when the accident victim isn’t their client. They’re going to want to save as much money as possible. If you’re getting nowhere with the insurance company, you’re going to need a personal injury attorney. Once you hire an attorney, they’ll become the point of contact with your insurance company, which means you will no longer need to deal with the endless phone calls that get you nowhere.
The Other Driver is Disputing the Incident
If the other driver has decided to dispute the incident – say they’re not responsible when you know they are – it can be difficult to obtain the proper resolution to your accident claim. This is particularly true if they’ve hired an attorney to help them fight the claims against them. If this is the case, you’re going to need an attorney in your corner. Don’t go empty-handed though. You’ll want to give your attorney all the evidence you can to show that the other party was at-fault in the accident. You’ll need your police report, photographs, and witness statements. If you didn’t gather that information, your attorney can help you do that.
You Need Medical Care
If you sustained injuries in the accident, and you’re having difficulty obtaining the medical care you need, it’s time to contact a personal injury lawyer. Insurance companies often drag their feet when it comes to authorizing additional treatment, such as physical therapy, or even durable medical goods. However, your attorney will know what to do to make sure you receive the medical care, and the durable medical goods, you need for the injuries you’ve sustained in the accident.
You Can’t Go Back to Work
If your injuries prevent you from returning to work, you’re going to need legal representation, especially if you were the sole breadwinner for your family. Being out of work due to an accident can be financially devastating for your family. Your attorney will help you identify resources that will help you provide for your family. In some cases, you may be eligible for disability benefits. Unfortunately, those applications can be confusing, and may be denied initially. Your attorney will help ensure that the paperwork is filled out properly so that you can avoid a denial of benefits.
If you’ve been involved in a car accident, don’t take chances with your medical care, or your rights as an accident victim. Contact an attorney as soon as possible. They’ll help you receive the care and compensation you deserve.