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Farar & Lewis LLP is a top rated law firm, with over 40 years of combined experience. Our attorneys have won over $100 million, in combined verdicts and settlements for our clients. You deserve compensation for your pain and suffering, and it's our job to get it for you.

Los Angeles

Personal Injury Lawyers

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Personal Attention

At Farar & Lewis LLP, we pride ourselves on our ability to be there for our clients, 24/7 when tragedy or questions arise. Every single one of our clients has access to their assigned lawyer.
02

Respected Los Angeles Car Accident Lawyers

We’re proud to say that our personal injury lawyers in Los Angeles, are recognized as leaders in the state of California. Our firm has won millions, in compensation for our clients.
03

No Fee Ever. Unless We Win.

Our Los Angeles personal injury attorneys are on your team. That means we’re with you 100% of the way. We prove this, by never charging any upfront fees.
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Risk Free Consultation. No Upfront Fees-

It's simple. There's NO upfront fee for our services. We offer a risk free consultation.

A Practice Dedicated Exclusively To Helping Injury Victims

If you have been injured in an auto accident or another type of accident that you did not cause, it is important that you seek the advice of a qualified California personal injury attorney who knows the law and has the ability to secure the compensation you deserve. At the law firm of Farar & Lewis LLP, we represent Southern California clients through some of the most difficult times of their lives.

We know how overwhelming it can be for injury victims to deal with overzealous insurance adjusters who want to settle their claims for as little as possible. We take the burden of the legal issues off your shoulders and work directly with the insurance company to negotiate a settlement that provides the medical care and financial support necessary to facilitate your recovery. If a fair settlement cannot be negotiated, we will take your case to court.

Our Iron-Clad Commitment To YOU

We are committed to you and your right to no-nonsense legal representation, timely communication and full compensation. We pride ourselves on providing punctual and honest case assessments.

Our team of trial lawyers has over 40 years of combined experience, fighting on behalf of victims all over the state of California. get a free consultation

RECENT CASE RESULTS

Motorcyclist Suffers From Automobile Accident
600,000.00
SETTLEMENT
Premises Liability/Trip and Fall
300,000
SETTLEMENT
Premises Liability/Trip and Fall
1,300,000.00
SETTLEMENT
Auto vs. Auto
500,000
SETTLEMENT
Pedestrian suffers from automobile accident
240,000.00
SETTLEMENT
risk free consultation

What Are the Minimum Insurance Requirements in Mississippi?

Mississippi takes the idea of car insurance seriously. There are minimum amounts of liability coverage established for bodily injury and property damage. While you don’t need any kind of insurance to tag your car or even apply for a driver’s license, get ready to pony up significant penalties if you’re caught without insurance. The first instance sets you back a cool $1,000, while the second instance earns you a one-year license suspension. For a breakdown of exactly what coverage is required in Mississippi, keep reading.

Bodily Injury Per Person
You are required to carry $25,000 insurance for each person who might be injured in a car crash that is deemed to be your fault. That’s why they call it liability insurance – it applies to any damage you create through your own inattentive driving. Keep in mind this type of liability applies to anyone injured in another vehicle or even a pedestrian. Injuries suffered to the driver at fault, or persons riding with him, are covered either by personal auto insurance or health insurance.

Bodily Injury Per Accident
In Mississippi, this type of minimum coverage is set at $50,000 and sets an upper limit which your insurance company will pay on injuries suffered by other drivers due to your negligence per accident. Here’s how it works. The state requires you to carry $25,000 per person, but what if there are four people in the other car and they all suffer $20,000 in medical bills? That’s a total of $80,000. The initial assumption would be each is covered in full because they are under the per person limit established by your policy. Unfortunately, if you decide to go with the mandated minimum per accident coverage of $50,000, the insurance company won’t pay above that, leaving $30,000 in bills you would be held personally liable for.

Property Damage
This is the third category for which the state of Mississippi has set a requirement. The amount is $25,000 and applies to any property damage caused by your negligent driving. The most obvious way property damage insurance would be to invoked would be in paying for repairs to the other person’s car, though, depending on the particulars of the accident, you might be found liable for more than that. A few examples. How about when you sideswipe another car, shoving it into the menu board in the drive thru lane outside your favorite fast food establishment? Or when you forget to stop at a red light, rear end someone, and catapult their vehicle through a plate glass window of a nearby business – say a pickle canning factory? You are responsible for the window and your insurance will pay up to the stated amount.

Alternate Insurance Methods
Though purchasing insurance from a third party company is by far the most popular way of meeting the state’s minimum requirements, there are other ways you can accomplish the feat. The main goal of the state is to insure that every driver has established some sort of financial responsibility for when things go wrong. If you have a pathological abhorrence to paying insurance premiums, here are different methods to meet the Mississippi minimum.

* Post a surety bond from a company licensed to sell them in the state. Must meet the minimum is all three categories.

* Deposit funds with the state. Mississippi allows for this method. Get in touch with the state’s office of insurance to find out exactly how much you need to deposit – amounts generally are from $30,000 to $65,000. You will receive a certificate to carry in your car proving you are covered.

Uninsured Details
We already mentioned the possibility of a fine and/or license suspension for driving while uninsured. There is a caveat. If you receive a ticket for driving without insurance but proceed to acquire insurance before your court hearing, the fine will be reduced, and your license will not be suspended. If you get insurance after the hearing, there will be no fine reduction, though you can have your driver’s license reinstated.

Mississippi’s minimum requirements in regard to liability auto insurance falls into line with what most other states deem acceptable also. The thinking in regard to this topic is that to allow a herd of uninsured motorists loose on the highways and byways of the state is to invite full-scale chaos in the form of a flood of people who are hurt by another driver but have no way to recoup injuries or damages. That’s why states like Mississippi are serious about establishing financial responsibility of some sort from every driver.

Top Rated Personal
Injury Lawyers

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