WHY DO I NEED A LAWYER?
After a car accident, there are a few things that you need to put at the top of your list to do so that you get the proper compensation you deserve for any injuries and so that you get the proper compensation to have your vehicle repaired. An attorney is one of the first people you should talk to about your accident. Take the police report, any witness statements, pictures and any documents from a doctor when you meet with an attorney. After examining the evidence presented, the attorney will usually be able to tell you whether you have a case or not and the best way to try to file a claim and reach a settlement to receive compensation. The attorney will usually be able to give you an estimate of the amount that you could receive as well.
One of the reasons you want to contact an attorney is because there is only a certain time after the accident that you can file a claim. The length of time that you have varies by state, but most allow for up to two years after an accident. If you pass this deadline, then you won’t be able to file a claim to get the compensation that you need or deserve from the accident. This is why one of the first people you talk to after an accident should be an attorney. Even if you begin the paperwork to file a claim, it could still be weeks or months before the claim is settled.
An insurance company won’t want to offer a large amount of money after a car accident because it wants to keep rates as low as possible and wants to prevent spending as much money as it can. However, if you are injured, out of work and need to pay for medical bills and compensate for lost wages, then an attorney can work to get the most money possible from an insurance company. An attorney knows how to negotiate to your benefit and knows of tactics to use that will mean more money in your pocket without a lengthy legal battle with the insurance company. Most of the time, you can settle out of court with the help of an attorney.
Your attorney will know about all of the damages that you can file for that you might not know about. The insurance company won’t tell you about these damages in order to save as much money for the company as possible. Some of the things that you can claim as damages include medical bills and any treatments that you need, lost wages, pain and suffering and any emotional distress that you or other people in the vehicle have after the accident. When you contact the insurance company, the person on the other end of the phone knows about what happened in the accident and is prepared to offer an amount. The goal is to negotiate with that person to get a fair settlement. However, the insurance agent expects you not to know about all of the damages that you can claim, keeping the amount as low as possible. An attorney won’t back down and will fight to get the most money for you even if you have to go to court.
When you have to prove that someone else was responsible for the accident, it can be a difficult journey. You can provide all of the documents and statements that you have and still not receive the compensation you need if you receive anything at all. An attorney will be able to offer references and other documents that are needed to prove your case.