Having adequate auto insurance protection is always important, even for those who think it will strain their personal budget. All states require drivers to have a minimum amount of liability insurance, but most of those states set very low minimum standards that can be exhausted quickly even in a simple accident. And sadly, surveys indicate…
read morePeople carry auto insurance for two reasons. In most states, minimum coverage is required by state law. Then, of course, car accidents can be very costly, and most of us couldn’t afford to cover the cost of car repairs and medical expenses on our own. To complicate matters, some insurance carriers require their customers to…
read moreYou’re driving along on a typical day, perhaps thinking about the work you have to do or the groceries you have to buy. All of a sudden, the sound of a loud crash interrupts your reverie and you feel your body jerked hard against the seatbelt. You’re momentarily disoriented before you realize that you been…
read moreIf you are in an accident that you did not cause, you are generally entitled to compensation from the person who hit you. However, the other party to the accident as well as his or her insurance company may try to deny your claim. What should you do if this happens after you are involved…
read moreBeing involved in a motor vehicle accident can be a traumatic experience at the time it happens. You must keep your emotions as calm as possible and your mind on what to do immediately following the accident. The actions taken by you after the accident can have consequences, even if you weren’t at fault in…
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